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Life insurers soon won’t be able to discriminate against you based on your genes

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A bill that would ban life insurers from discriminating against Australians based on results of genetic testing has been introduced to parliament this week.

If passed into law as expected, the legislation would ban life insurers from taking into account the results of genetic tests that gauge your risk of disease when choosing whether to provide cover and how much to charge for it.

The bill, which was introduced to the House of Representatives on Wednesday, has broad bipartisan support. It follows almost a decade of research, consultation, community pressure and political efforts to end this form of genetic discrimination.


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